Hi everyone! My name is Ray and I am a Certified Public Accountant from New York State. Ever since graduating graduate school in 2013, my focus has been on the payoff of the debt that I accumulated during school.
College resulted in a total Student Loan debt burden of about $110,000. After years of large monthly payments the end was in sight. Finally, during September of 2019, I successfully reached my goal of the full payoff of my Student Debt! This was done through hard work and a dedicated focus on making sure debt payoff was my priority by making thoughtful sacrifices each month to make sure I hit my monthly payment goal. Once you fully commit to your goal of eliminating your debt, these choices will become second nature as you transition to a debt destruction mindset!
After my college debt was paid off, my wife and I thought about the many things we could do with our new-found freedom and decided the best course of action was continue our path towards debt freedom by paying down the mortgage. Currently, we are in process of being mortgage free by mid-2027! That may seem like a long ways away but it will be here before any of us know it!
Now, I want to teach what I have learned so others can follow in my footsteps to reduce their debt burdens and begin to live the financially free life that they have always dreamed! It is time for your debt to die and your life to RISE!
To learn more about my story and battle against my own debt demons, please read the This Is My Story!
